kjpetrie and YouCanToo...
Those were great suggestions. Last night and this morning I tried all the combinations you suggested and others I thought of. Before I could reply with my results I completely forked up the user-id so I've had to start over.
My tests were demonstrating that I had some "permissions" problems - imagine that !! Anyway, there were a few things on my desktop I could not update - I did not have permission. Those were things I had copied from a different user account so it kinda made sense. I checked the properties on one of the items and it showed that the owner was the old account. I thought I could fix that by changing the owner. I logged on as root; I right-clicked the /home/newaccount folder; I selected properties; I tabbed to permissions; I made sure the ownership reflected the newaccount; I checked the apply-changes-to-all... box; and hit OK. I quickly learned not to EVER do that again !! When I logged out of root and back into newaccount the ownership of everything on the desktop had been changed to ROOT - not newaccount.
Open a console window as the root user and use the following format
chown username:username filename
if you want to change everything in and including folder owner use this
chown -R username:username foldername
Trying to back out of that - if it's even possible - seemed more of a project than I can handle at my level so I decided to kill newaccount and start over. I am posting this reply from newaccount2 so already I have done more things right than I did last time. I believe all my initial problems had to do with copying things from the old account but not understanding how to change permissions/ownership correctly. All I was trying to do was duplicate my old account but use a new name. Copying items from one folder to another apparently drags some of the old attributes (ownership, etc.) to the new location and that causes problems for the new account. I'm sure there are ways to do this but I don't have those skills - yet.
To change permissions of a file or folder use this
chmod xxx filename or chmod xxx foldername
where xxx is a numeric value for RWX
Folders are normally set to 755 or rwx r-x r-x Example. chmod 755 foldername
Regular user files normally have the permissions of 664 or rw- rw- r-- Example chmod 664 filename
I'll mark this thread "solved" and hope that newaccount2 has better luck (but with me driving that might be too much to hope for).
[Edit] I'm taking things a bit slower this time and all is well. I'm checking/changing permissions as I go and am having no problems.
Thanks, again, for your time and help.