OK, I'm with you. Thanks Bald Brick, and muungwana.
For a home user it's easy to think I have nothing of importance on my computer.
Bank accounts; I don't generally do online Banking, I use a debit card if I do, plus I'm poor.
Bandwidth is important. BotNets are built out of stolen Bandwidth from people who may barely notice they have a slower Internet connection, in a subtle case.
For small Bussiness security is a real issue. Also big Business obviously. Encryption is a good idea, but Computers are so good at tedious tasks like going through every combination of numbers, words, etc.
Just a matter of time if a serious trained hacker wants in, he's (she's) going to get in sooner or later.
Which leads nicely into a pet hate of mine; the widespread use of Computers for everything, from Government Departments, to Big Businesses, like Banks.
There should be some common sense involved balancing the convenience of having info at your finger tips, to Archiving items like back in the past, locked in a Vault on microfilm say.
At the 'root' of all this is the explosion of Technology over a hundred years ago.
Lot of changes; interesting times to be alive.