how do I remove and add things to and from the panel e.g. Thunderbird and Chromium.
Is the panel you are referring to the "shelf" at the bottom of the e17 screen? What do you see when you right-click on that panel?
And there seems to be a lot of clutter at the top of my screen and when I attempt Internet banking I can't scroll down far enough to enter my password
Can you be more specific about the "clutter" at the top of your screen? Is it some e17 widgets or is it icons? Are you doing your banking from a web browser or some other application? If it's a web browser, which one are you using?
The more details you can provide, the easier it will be for people to help. Can you post some screenshots? Do you have an account at
http://tinypic.com/? Registering and using tinypic is free. For instructions on how to use tinypic to add screenshots to your posts, see here:
http://www.pclinuxos.com/forum/index.php/topic,60827.0.html